Terms of Use for Manifestation FM, Secret Life of Intuitive Women, Bowman Academy, Stefsea, and Related Businesses
By accessing, listening to, or viewing Manifestation FM, Secret Life of Intuitive Women, Bowman Academy, Stefsea, or any related services, websites, social media, or platforms (collectively referred to as “the Services”), you agree to the following Terms of Use. Please read these terms carefully as they govern your use of our services and products, including all audio, content, courses, events, products, and other services distributed via our platform. If you do not agree to these terms, please do not use or access the Services.
Effective Date: April 2, 2025
1. Ownership of Content
All content available on Manifestation FM, including music, audio, and other media, is either owned by or licensed to Secret Life of Intuitive Women through our agreement with Suno and other partners. You do not own any of the content, and you are not authorized to copy, distribute, or use the content for commercial purposes unless explicitly permitted.
Secret Life of Intuitive Women has been granted a commercial license to use the content as part of Manifestation FM for broadcasting, streaming, and distribution on various platforms such as our website, mobile apps, and third-party services (e.g., iHeartRadio). This license is granted by Suno and other content providers and is subject to their terms and restrictions.
2. Usage Restrictions
- For Personal Use Only: You, as the listener, are granted access to the content solely for personal, non-commercial use. You may listen to, enjoy, and share the content via personal, non-commercial means.
- No Commercial Use by Listeners: You may not use any content from Manifestation FM for commercial purposes (e.g., using it in advertisements, paid projects, or other commercial ventures) without the explicit written permission of Secret Life of Intuitive Women.
3. Third-Party Distribution
Manifestation FM may distribute content to third-party platforms like iHeartRadio, our mobile app, and other media distribution services. This distribution is done in accordance with the licensing terms set by Suno and other content providers, and is intended solely for lawful and authorized use.
If you distribute content from Manifestation FM to third parties, you do so at your own risk and are responsible for ensuring that no copyright or intellectual property rights are violated.
4. Disputes & Content Violations
If you believe that any content on Manifestation FM is under copyright or similar to a copyrighted work, you must notify us directly at info@secretlife.ca. We take such matters seriously and will investigate the issue and, if appropriate, remove the content promptly.
- No Legal Action Before Resolution: By notifying us, you agree not to pursue any legal action before giving us the opportunity to address the issue. We will review the concern and take down any content deemed to be in violation of copyright law.
- AI-Generated Content: In cases where AI-generated music or content is alleged to be similar to copyrighted material, we will promptly review the claim and remove any content if necessary.
- No Lawsuits: By listening to Manifestation FM, viewing or engaging with Secret Life of Intuitive Women‘s website, social media, or any other platforms, you agree that you will not sue, take legal action, or otherwise pursue claims against us for any content you believe to be infringing, whether AI-generated or otherwise. All disputes will be addressed through direct communication, and legal action will not be pursued unless the issue remains unresolved after our review.
5. Legal Costs
In the event that you take legal action against Secret Life of Intuitive Women or Manifestation FM in violation of these Terms of Use, and the action is determined to be without merit or unjustified, you agree to be responsible for all costs, including but not limited to legal fees, court costs, and any other expenses incurred by Secret Life of Intuitive Women in defending against such legal action.
6. No Liability for User Actions
While we strive to ensure compliance with copyright and intellectual property laws, Secret Life of Intuitive Women and Manifestation FM cannot be held liable for the unauthorized use of content by listeners. Any attempts to copy, distribute, or use content commercially without permission will be considered a violation of these terms.
You agree that Secret Life of Intuitive Women will not be responsible for any damages or legal actions arising from unauthorized use by third parties.
7. Automatic Agreement
By accessing, using, or engaging with Manifestation FM, Secret Life of Intuitive Women’s services, website, social media, or any other platform, you automatically agree to these Terms of Use. If you disagree with any part of these terms, you should not use or access the services.
8. Changes to Terms
We reserve the right to update and amend these Terms of Use at any time. Any changes will be posted on this page, and by continuing to use our services, you agree to be bound by the updated terms.
9. Governing Law and Dispute Resolution
These Terms of Use are governed by the laws of the Province of Ontario, Canada. Any disputes not subject to arbitration (as detailed in our Arbitration Agreement) will be resolved in the courts located within Ontario.
10. Contact Information
For any questions, concerns, or to report a violation of these Terms of Use, please contact us:
Email: info@secretlife.ca
11. Consent
By listening to, using, or viewing the services of Manifestation FM and Secret Life of Intuitive Women, including our website, social media, or any other platform, you acknowledge that you have read, understood, and agree to these Terms of Use.
12. No Refunds
All purchases, whether products, services, or any other offerings, are final. Secret Life of Intuitive Women does not offer refunds for any items or services under any circumstances. If you are dissatisfied with any product or service, please email us at info@secretlife.ca, and we will address your concerns.
13. No Liability for Products, Events, or Services
You acknowledge and agree that all products, services, events, and content provided by Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, or any related entities are provided “as is,” and you agree to use them at your own risk. This includes all items sold, including but not limited to beauty products, coffee, journals, candles, and any other items sold through Printify or any third-party vendors.
Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, and any associated parties are not responsible for any adverse reactions, health concerns, accidents, or injuries resulting from the use of products or services. This includes, but is not limited to, reactions to beauty products, coffee, or any items sold through the website.
14. Application to Partner Companies
These Terms of Use apply to all services, products, and content provided by Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, and any other related businesses or partner entities, now or in the future. By using the services, products, or content offered by any of these entities, you agree to abide by these Terms of Use, which are intended to provide the same level of protection, indemnification, and limitations of liability across all ventures under the Secret Life of Intuitive Women brand.
15. No Liability for Third-Party Vendors & Partnerships
You acknowledge that Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, and their respective partners, vendors, employees, or affiliates are not responsible for any issues that may arise from products or services offered by third-party vendors or collaborators, including but not limited to any content, events, products (such as coffee, beauty items, journals, or candles), or services provided by these partners. By purchasing or engaging with third-party products or services, you agree to do so at your own risk and agree that Secret Life of Intuitive Women is not liable for any injuries, damages, or other legal claims arising from these third-party interactions.
16. Indemnification
By using the services, products, and content of Manifestation FM, Secret Life of Intuitive Women, and their associated brands, including Bowman Academy and Stefsea, you agree to indemnify, defend, and hold harmless Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, and their respective employees, affiliates, agents, contractors, partners, and owners, including Stefanie and Chelsea, from any claims, damages, liabilities, and legal costs arising from your use of their services, products, or content.
17. Arbitration & Dispute Resolution
Any disputes arising from or related to these Terms of Use, or from the use of Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, or any related products, services, or partnerships, shall be resolved exclusively by binding arbitration in Ontario, Canada.
18. AI-Generated Content
You acknowledge that Secret Life of Intuitive Women, Manifestation FM, and any associated businesses may use AI-generated content, including but not limited to music, text, and media. Secret Life of Intuitive Women cannot guarantee the accuracy, originality, or completeness of AI-generated content, and is not responsible for any errors or inaccuracies in the content. If AI-generated content resembles existing copyrighted works, we will review the claim and take appropriate action, but we are not responsible for any potential legal action or claims related to AI-generated content.
Key Additions:
- Application to Partnered Ventures: Added clear language that these Terms apply to all current and future ventures, including Bowman Academy and Stefsea.
- No Liability for Third-Party Vendors: Covered products and services offered by third-party vendors and partners, ensuring Secret Life of Intuitive Women is not liable for issues arising from these.
- Indemnification and Protection for Personal Liability: Added specific language to protect Stefanie and Chelsea personally, as well as employees, contractors, and partners.
- AI Content Disclaimer: Incorporated a clear disclaimer for AI-generated content, including the fact that you cannot guarantee accuracy and that you’re not liable for potential legal actions related to AI-generated content.
Thank you! I’m glad to hear you’re happy with it! Here’s the additional section you requested, which you can add right after the existing clauses:
19. Vendor Fees and Liability
- Non-Refundable Vendor Fees: All vendor fees, including those for events, partnerships, or other services, are non-refundable. No refunds will be issued under any circumstances, including but not limited to event cancellation or dissatisfaction with event outcomes.
- Liability for Stolen Items: Secret Life of Intuitive Women, Manifestation FM, and any associated businesses are not responsible for stolen or lost items during events. Vendors are responsible for securing their own property and materials, and by participating in our events, you acknowledge that you do so at your own risk.
- Accuracy of Reader Information: Secret Life of Intuitive Women is not responsible for any inaccurate or misleading information provided by readers, practitioners, or vendors at any of our events. All readings, messages, and services offered by vendors, including intuitives, psychics, or other service providers, are their own responsibility. Secret Life of Intuitive Women does not guarantee the accuracy or validity of any information provided by event participants.
- No Vendor Legal Claims: Vendors participating in our events or partnerships cannot pursue legal action against Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, or any of our employees, contractors, or partners. This includes but is not limited to any claims related to copyright, intellectual property, or event-related disputes.
- No Liability for Content and Event Services: Secret Life of Intuitive Women is not responsible for any claims related to content, readings, or services offered by individual vendors at our events. Vendors are solely responsible for their own actions, services, and content, and Secret Life of Intuitive Women disclaims any responsibility or liability for the actions, advice, or outcomes provided by vendors.
19. No Legal Action or Claims Against Us
By using any of the services, products, or content provided by Manifestation FM, Secret Life of Intuitive Women, Bowman Academy, Stefsea, or any related entities, you expressly waive any and all rights to initiate any legal action or claims against Secret Life of Intuitive Women, its owners (Stefanie and Chelsea), employees, contractors, affiliates, partners, or vendors, for any reason, including but not limited to issues related to content, events, products, services, or third-party interactions.
You acknowledge and agree that:
- No Lawsuits: You will not pursue legal action, litigation, or any other formal claims against Secret Life of Intuitive Women or its employees, contractors, or affiliates, even in the event of dissatisfaction with any products, services, content, events, or outcomes.
- Waiver of Legal Claims: You waive any rights to seek financial compensation, damages, or other legal remedies for any issues arising out of your use of the services, products, or content provided. This includes any actions related to potential personal injury, loss, or damage caused by any products, services, or events, regardless of the cause.
- Exclusive Remedy: In the event of any disputes, issues, or dissatisfaction with the services or products provided, you agree that your exclusive remedy will be limited to direct communication with Secret Life of Intuitive Women via email or other means of resolution, and that legal action or claims will not be pursued unless mutually agreed upon after resolution efforts.
- Indemnification for Legal Costs: If you attempt to initiate legal action against Secret Life of Intuitive Women or any of its related entities in violation of these Terms of Use, you agree to indemnify and hold harmless Secret Life of Intuitive Women, including its owners (Stefanie and Chelsea), employees, contractors, affiliates, partners, and vendors, from any legal fees, costs, or damages incurred as a result of your legal action.
By using our services, products, or content, you affirmatively consent to these provisions and agree to resolve any disputes or claims through informal resolution and negotiation, rather than formal legal proceedings.
20. Final Agreement to Limit Legal Action
By accessing or using Manifestation FM, Secret Life of Intuitive Women, Bowman Academy, Stefsea, or any related services, products, or content, you explicitly acknowledge and agree that:
- You fully understand and accept that any and all disputes will be resolved through informal communication or arbitration, and you expressly waive any right to pursue legal action or claims against Secret Life of Intuitive Women, its owners (Stefanie and Chelsea), employees, contractors, partners, affiliates, or third-party vendors.
- You agree that these Terms of Use are binding and enforceable, and you will not initiate any legal action, including but not limited to lawsuits, claims, or legal proceedings, against Secret Life of Intuitive Women for any reason related to your use of the services, products, or content.
By continuing to engage with our services, products, and content, you confirm that you understand and voluntarily agree to the limitations outlined above, and acknowledge that Secret Life of Intuitive Women is not liable for any damages, losses, or legal actions resulting from your use of our services.
21. Questions or Concerns?
If you have any questions, concerns, or need further clarification about these Terms of Use, please don’t hesitate to reach out! We’re here to help. Feel free to contact us at info@secretlife.ca.
22. Not a Substitute for Professional Advice
The services, content, and products provided by Manifestation FM, Secret Life of Intuitive Women, Bowman Academy, Stefsea, and any related entities (including our vendors, partners, and affiliates) are for entertainment, personal growth, and informational purposes only. They are not intended to be a substitute for professional advice, including but not limited to medical, psychological, legal, or financial advice.
If you have any mental health concerns, emotional distress, or medical issues, we strongly recommend that you seek help from a qualified professional. We do not provide medical, psychological, or other health-related services. Any information provided by Secret Life of Intuitive Women, its vendors, or partners, including any readings, guidance, or advice, should not be used as a substitute for professional care.
By using our services, you acknowledge and agree that Secret Life of Intuitive Women and its associated businesses are not responsible for any actions taken based on the information provided through our services, and you agree to take full responsibility for your own well-being.
23. No Guarantee of Results or Manifestation
While we provide educational content, guidance, and tools related to manifestation and intuition, Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, and any associated entities or vendors cannot guarantee any specific outcomes or results. The effectiveness of manifestation or intuitive practices depends on a variety of factors, including personal effort, belief, and individual circumstances.
You acknowledge and agree that Secret Life of Intuitive Women and its related businesses are not responsible for any outcomes related to manifestation, intuition, or any personal goals. Any information, advice, or teachings provided through our services, courses, or content are for educational and entertainment purposes only, and you are solely responsible for any actions or decisions made based on the material provided.
You understand that manifestation is a personal journey, and results can vary greatly from person to person. We do not guarantee any specific results, achievements, or manifestations as a result of using our services or content.
By using our services, you acknowledge that you take full responsibility for your own actions and any outcomes that arise from them. You agree that you will not hold Secret Life of Intuitive Women, its owners, employees, contractors, affiliates, or vendors liable for any perceived lack of success or failure to manifest your goals.
26. No Medical or Psychological Advice
The services, products, and content provided by Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, and any associated entities are not intended to serve as medical, psychological, or therapeutic advice.
You acknowledge that our services are purely for educational and entertainment purposes and are not a substitute for professional advice, diagnosis, or treatment. If you have any medical, psychological, or emotional concerns, you should seek the advice of a qualified healthcare provider or mental health professional. We recommend that you do not rely solely on the information provided through our services for making significant personal decisions, especially regarding your health, mental well-being, or any serious life changes.
By using our services, you agree that you will not hold Secret Life of Intuitive Women, its owners, employees, contractors, affiliates, or vendors responsible for any issues related to health, mental health, or other personal circumstances.
27. Risk of Use
You acknowledge that by using our services, products, or content, you do so at your own risk. This includes, but is not limited to, attending events, participating in our courses, engaging in any form of manifestation practice, or interacting with our content and products.
Secret Life of Intuitive Women does not guarantee any specific outcomes, and all results or effects from your use of our content and practices are subjective and individual. You agree that we are not liable for any loss, damage, or consequences that arise from your use of our services, products, or participation in our events.
28. No Endorsement of Third-Party Products
We may share or promote third-party products, services, or content, including through affiliate links or sponsored content. However, Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, and any associated entities do not endorse, guarantee, or take responsibility for the quality, efficacy, or results of these third-party offerings.
By using our services, you acknowledge that any interaction or transaction with third parties is at your own risk, and we are not responsible for any issues or claims related to these third-party products or services.
29. Confidentiality and Privacy
While we take the privacy of our users seriously and adhere to applicable privacy laws, Secret Life of Intuitive Women and its affiliated businesses are not responsible for any information you share with third parties or vendors outside of our control.
We are not responsible for the privacy practices or the handling of your personal information by third-party vendors or partners, whether through our events, courses, or any external services provided. By using our services, you consent to the collection, use, and disclosure of personal information as outlined in our Privacy Policy (if applicable).
30. Limitation of Liability
To the fullest extent permitted by law, Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, and their affiliates, contractors, and partners shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or any other damages arising from the use or inability to use our services, products, or content.
In no event shall our total liability exceed the amount paid by you for the specific service or product related to your claim.
31. Force Majeure
We are not responsible for any failure or delay in providing services, products, or content that arises from circumstances beyond our reasonable control, including but not limited to natural disasters, war, acts of government, strikes, or other unforeseen events that prevent or delay the fulfillment of our obligations.
32. No Assignment
You may not assign or transfer your rights and obligations under these Terms of Use to any third party without the prior written consent of Secret Life of Intuitive Women. Any unauthorized assignment will be null and void.
33. Survival of Terms
The provisions of these Terms of Use that, by their nature, should survive termination (such as indemnification, liability limitations, and dispute resolution), will continue in effect after any termination or expiration of these Terms of Use.
34. Entire Agreement
These Terms of Use, along with any other legal notices and agreements published by Secret Life of Intuitive Women, represent the entire agreement between you and us regarding your use of our services, products, and content. If any provision is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
35. Privacy and Data Protection
Secret Life of Intuitive Women takes the privacy and security of your personal information seriously. We collect personal data, such as your name, email address, payment details, and other necessary information through third-party platforms, including JotForms, Stripe, and WooCommerce, to provide our services.
While we take every reasonable precaution to protect your information, including using encryption and secure platforms for transactions, we cannot guarantee the absolute security of your data against unauthorized access, theft, or hacking attempts. By using our services, you acknowledge that we are not liable for any data breaches, unauthorized access, or hacks that may occur despite our best efforts to safeguard your information.
We encourage you to review the privacy policies of the third-party platforms we use (JotForms, Stripe, WooCommerce) for their data protection practices, as they also play a role in safeguarding your personal information.
36. Event Cancellations and Vendor Payments
In the event of a cancellation of any scheduled event, Secret Life of Intuitive Women will reschedule the event to another day. All tickets or payments made for the canceled event will automatically transfer to the new event date. We will notify participants of the new event date and provide any further details or instructions.
Vendor Payments: Vendors participating in our events will not receive a refund in the event of cancellation. Instead, the payment will be applied to the rescheduled event. By participating in our events, vendors acknowledge and agree that this is the standard policy for cancellations.
While we strive to minimize any disruption to scheduled events, we reserve the right to modify event dates, times, or locations at our discretion. Vendors will not be held responsible for any costs incurred due to event rescheduling or changes, and Secret Life of Intuitive Women will not be held liable for any consequences arising from these changes.
37. Security and Liability Disclaimer
Data Protection Efforts: We make every reasonable effort to protect your personal data and secure all transactions processed through our services. However, we cannot guarantee that your personal information will be 100% secure. You acknowledge that by using our services, including any purchases or sign-ups through third-party platforms such as JotForms, Stripe, or WooCommerce, you do so at your own risk.
No Liability for Stolen Data or Hacks: Secret Life of Intuitive Women, Manifestation FM, Bowman Academy, Stefsea, or any associated parties cannot be held liable for any theft of personal data, unauthorized access, or data breaches resulting from a hack, compromise, or other unforeseen incident, despite our best efforts to safeguard your information.
We take your privacy seriously and strive to implement strong measures to protect your data, but we cannot assume responsibility for any breaches that may occur on third-party platforms or as a result of malicious attacks.
38. No Liability for Third-Party Services
You acknowledge that any transactions or interactions conducted through third-party platforms (such as JotForms, Stripe, and WooCommerce) are subject to the terms and conditions and privacy policies of those platforms. We do not control these third-party services, and therefore we are not responsible for their actions or policies regarding your personal data or transactions.
By using these third-party services, you agree to the terms and conditions set forth by them, and you acknowledge that any issues related to these services (including, but not limited to, transaction errors, payment processing issues, or data security concerns) must be directed to the relevant third-party service providers.
39. Acknowledgement of Terms
By accessing, using, or engaging with the services, products, or events provided by Manifestation FM, Secret Life of Intuitive Women, Bowman Academy, Stefsea, or any related entities, you acknowledge and agree to the terms set forth in these sections, including the data protection, cancellation policies, and security disclaimers. You understand that Secret Life of Intuitive Women cannot guarantee the security of your data or the outcomes of events, and you accept full responsibility for your actions and decisions made in connection with our services
Third-Party Terms and Conditions
Please be aware that when you engage with third-party platforms, vendors, or services (including but not limited to JotForm, Stripe, WooCommerce, and others), you are subject to their respective terms and conditions, privacy policies, and practices. Secret Life of Intuitive Women, Manifestation FM, and related entities are not responsible for the actions, practices, or policies of third-party platforms or services. We recommend that you carefully review the terms and conditions, privacy policies, and any other relevant documentation provided by third parties before engaging with their services.
If you are unsure about which third-party platforms or services we use, or have any concerns regarding their terms or practices, please feel free to reach out to us at [your email] for clarification. We are happy to assist you.
Third-Party Products & Services – Printify
Some of the products we offer (such as health, beauty, and food items) are sourced from third-party providers, including Printify. By purchasing these products, you agree to the following terms:
- Product Quality & Certifications
We work with Printify to provide high-quality products. However, we do not directly control or guarantee the quality or certifications of the products. For detailed information on certifications, ingredients, or any product-specific claims, please refer to the product descriptions on our website. - Country Limitations
Food, health, and beauty products from Printify are only available for sale and shipment within the USA and Canada. If you are located outside of these countries, we cannot fulfill your order for these products at this time. - Customization & Labeling
The only customizable aspect of these products is the label. The rest of the product information (like ingredients or origin) cannot be changed. Please ensure that you are satisfied with the label design before placing an order. - Liability Disclaimer
We strive to offer products from trusted providers like Printify, but we are not responsible for any issues arising from third-party products. By purchasing, you agree to review the product details carefully. For more information on Printify’s policies, we recommend visiting their website directly.